HDHP Embedded Deductible 2025 A Comprehensive Guide
HDHP Embedded Deductible 2025 represents a significant shift in high-deductible health plan (HDHP) design. Unlike traditional HDHPs where the deductible applies to all covered services, an embedded deductible introduces a lower deductible for certain services, often preventative care, before the higher deductible kicks in for other services. This nuanced approach aims to balance cost savings…